You Need A Budget (YNAB)

0 Likes     0 Followers     3 Subscribers

Sign up / Log in to like, follow, recommend and subscribe!

Recommendations


Episodes

Date Title & Description Contributors
2024-04-22

  What's the Alternative?

Jesse reviews the Four Rules and takes issue with those who say, "yeah must be nice to have extra money to make a plan with... everything I make is spoken for." It's true, there are some people who have a legitimate income problem. But this argument of...
  Jesse Mecham author
2024-04-15

  Your Biggest Single Expense

Your biggest single expense happens is one you probably don't think about much... unless you're American and it's April 15th. You may think it's housing, or maybe education, or raising kids, but all those costs are dwarfed by the elephant on your incom...
  Jesse Mecham author
2024-04-08

  Let's Cut Spending!

Let's cut spending! And then... what exactly? The all too common advice that you need to "cut spending" implies that your level of consumption is simply too high. That may or may not be the case, but in Jesse's experience and the thousands upon thousan...
  Jesse Mecham author
2024-04-01

  Ask Jesse: Perfect YNAB, Tithing Confusion, and More Credit Card Comments

Jesse answers another round of questions from YNAB listeners. Today someone asks whether there is such a thing as "perfect YNAB" use and if good enough use is OK (yes!). Another YNAB'er is confused on how to calculate tithes for business income, and, a...
  Jesse Mecham author
2024-03-25

  Gaming the Credit Card System... Maybe

Jesse answers a question from a listener who argues that becuase he carries enough cash to cover his credit card spending at all times, he is not riding the float and therefore is gaming the credit card companies. Jesse quotes Charlie Munger -- "show m...
  Jesse Mecham author
2024-03-18

  Inherent Value Doesn't Exist

Jesse argues that the common refrain of a thing having "inherent value" or "intrinsic value" is not actually a thing. As Jesse explains, value is a moving target, constantly shifting along with our desires and material circumstances. To a starving man,...
  Jesse Mecham author
2024-03-11

  Ask Jesse: Lavish Praise and Woodchip Gardening (Sort Of)

Jesse is back answering another round of questions from his inbox. Today he responds to listeners asking whether the Four Rules are really rules or rather habits, what his favorite time management tools are, and how to relate to a spouse uninterested i...
  Jesse Mecham author
2024-03-04

  Young Creatures Just Looking to Party

Jesse shares a story from a YNAB'er who had a major mindset shift about money. For this person, money went from a stressful topic to envisioning it as "young creatures just looking to party." Imagining your dollars as little "you's," searching for ways...
  Jesse Mecham author
2024-02-26

  Looking In the Mirror

Mirror, mirror on the wall... which category is the truest of them all? Over the last several weeks, Jesse has explored the idea that money is more than just a tool, it's a reflection of you. Your spending is a representation of your energies and your ...
  Jesse Mecham author
2024-02-19

  Money Is Not a Tool

One of the pervasive messages about money is that "it's just a tool," and Jesse takes issue with that! When money is reduced to a mere tool, like a wrench or a screwdriver, it invites people to be more careless with it, to use it then put it in a drawe...
  Jesse Mecham author