You Need A Budget (YNAB)

0 Likes     0 Followers     3 Subscribers

Sign up / Log in to like, follow, recommend and subscribe!

Recommendations


Episodes

Date Title & Description Contributors
2024-11-11

  Know Thyself

Sometimes YNAB'ers talk about money being "boring." That is, working the Four Rules patientily, consistently, until managing your money becomes another daily habit. As Jesse sees it, however, there's nothing boring about working the method. Each time y...
  Jesse Mecham author
2024-11-04

  YNAB: The Long Con

It is generally accepted that the market is driven by demand. What if YNAB was really just a long con to generate demand for quality goods and services... like toasters?   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a f...
  Jesse Mecham author
2024-10-28

  Ask Jesse: Reading Habits, Debit Card Update, and More!

Jesse's back with another round of Ask Jesse, where he answers questions in his inbox. In today's episode, Jesse discusses his recent engagement with Marx's Das Kapital (he gave up on it), gives an update on his debit and credit card usage, and explain...
  Jesse Mecham author
2024-10-21

  Error Correction

One of Jesse's takeaway from the recent YNAB Fan Fest in Salt Lake City is that YNAB'ers are good at iterating. They make a plan for their money, spend the money, and reflect on whether the spending was on things they were really looking for. Then, the...
  Jesse Mecham author
2024-10-14

  Wielding Money Against Yourself

We've all done it before, saying something to the effect of: "I'd love to do X, if only I could afford it." We have all cited money as the reason we haven't done something, or bought something we say we wanted. The next time you catch yourself saying t...
  Jesse Mecham author
2024-10-07

  What YNAB REALLY Does For You

Bigger bank account balances, paying off debt, saving marriages... these are all things thousands of YNAB'ers have praised YNAB for helping them accomplish. But it's not what YNAB is about. Jesse explains: YNAB is really about getting to know yourself ...
  Jesse Mecham author
2024-09-30

  The Paradox of Money

Using YNAB reveals a paradox about money -- the more you engage with it, and spend time and energy on it, the more it gets out of the way and just let's you live your life. Money is you, so  learning how to manage it really means learning more about yo...
  Jesse Mecham author
2024-09-23

  Money Gets Out of the Way

When you practice the four habits of YNAB, money just gets out of the way. In today's episode, Jesse reflects on his thought process about paying for kids' college. Where he used to be against it, now that he has kids in college, he is helping them pay...
  Jesse Mecham author
2024-09-16

  20 Years!

Twenty years ago, in a galaxy far, far away... Jesse Mecham launched youneedabudget.com with a budgeting spreadsheet and a modest goal: cover the $350 a month in rent he owed for the next couple years until he and his wife graduated from college. Since...
  Jesse Mecham author
2024-09-09

  Money Ready, Spend With Joy

Jesse shares a YNAB win from his strength coach, Andrew, who is an avid YNAB'er. Andrew was shopping at REI when he ran across a pair of returned ski boots that were marked way down. They fit perfectly. Normally he would hem and haw over a purchase lik...
  Jesse Mecham author