When the Next Payment Platform rolls out in October, Australia will be a world leader with an open platform for payments - open to banks and any other company that wants to provide a payments product or service. This could make Australia the best environment to nurture a payments startup - if we take advantage of the opportunity. TWISTA talks to NPP Australia CEO Adrian Lovney and SWIFT Oceania head Bill Doran about the potential and reality of this once-in-a-generation transition