Today Xero is one of the most recognisable brands in business tech with posters plastered over London tube carriages, more than 700,000 customers, 1,400 staff and $100m in revenues globally each year. In the latest episode of the FinTalk interview podcast series Gary Turner, the firm’s UK MD, talks about the early days of building up the business, why location is no longer important for building a company and about the need to make sure kids are creators as well as consumers of technology.