In this episode of the Fintalk podcast, PaymentEye and bobsguide reporter Dave Beach enjoys lively discussion with Matthias Setzer, CCO of cross-border paytech, PayU. In this Fintalk: - Matthias and Dave take a critical eye to the latest payment trends - Dave unveils his 'favourite' legislation of 2018 so far - Matthias talks about the Ripple model and mainstreaming DLT - They dissect the leapfrogging regulations and technologies of the world's emerging payments markets - oh, and lastly why ICOs should be the go-to gift this Christmas (...not really) This and more awaits.