Welcome to the Tearsheet Podcast. I’m Zack Miller. Between startup challenger banks and digital arms of incumbent banks small businesses still struggle to get services. Startups as clients are particularly challenged given their particular needs around cash management. Today’s guest is Everett Cook, co-founder and CEO at Rho Business Banking. As a hedge fund analyst, he saw an opportunity to change the way businesses interacted with banks. Rho targets venture-backed startup clients that fall between the cracks at the Chases and Wells and firms like Silicon Valley Bank. With $1 million to $30 million in revenue, they’re too big and complex to operate out of a general checking account but not big enough to warrant attention at the big banks. Everett discusses the firm’s recent launch of TeamCards and Team Accounts which offers managers at startups deep insight and analytics into their business’ performance by seeing a snapshot of their teams’ performance on a cash-flow basis in real time, inside their bank accounts. We discuss the challenges in banking high growth companies and where Rho is headed. Everett Cook is my guest today on the Tearsheet Podcast.