In this episode, we're announcing the winner of Tearsheet's first annual Best Innovation Program Award. We ranked innovation programs on four attributes: creativity, innovative thinking, customer value and results. Mastercard's Start Path program won this year's award. To discuss how Start Path works inside and outside Mastercard, we have Amy Neale, the head of Start Path, joining us on the podcast today. She'll discuss how Mastercard defines innovation, how Start Path is organized and what the flows look like, and who the program is designed for. Amy describes why Mastercard chose this model of innovation and provides a few examples of success stories of fintech startups that graduated the Start Path program. Tearsheet would like to thank Mastercard and the other companies and teams that applied for the Best Innovation Program award.